Preventive = Deductible does not apply
When you have no symptoms, no reason to think you aren’t healthy and you get a service or test listed in the Preventive Health Care Guidelines, it’s a “preventive service.” If your doctor orders a preventive service more often than these guidelines suggest, it’s still a preventive service.
Diagnostic = Deductible applies
When you have some risk factors or symptoms, your doctor may order one of the tests listed in the Preventive Health Care Guidelines as a “diagnostic service” to diagnose what’s wrong. It’s the same service, but it’s not preventive care; see the examples below:
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